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USDA Loan Rates For 12/18/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.

USDA  30 year fixed

With .375 points – 4.750%!

With 0 points – 4.875%!

Please contact us for a free, no obligation customized quote.

Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

USDA Loan Rates For 12/10/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.

USDA  30 year fixed

With 1 points – 4.750%!

With 0 points – 4.875%!

Please contact us for a free, no obligation customized quote.

Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

Airtime: Mon. Nov. 30 2009 | 12:48 PM ET

The U.S. Treasury plans to push lenders to modify their mortgages in hopes of keeping more Americans in their homes. Michael Barr, assistant Treasury Secretary, provides insight into the program and participants to CNBC’s Diana Olick.

USDA Loan Rates For 11/30/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.

USDA  30 year fixed

With 1.50 points – 4.50%!

With 1/2 (.05) points – 4.75%!

With 0 points – 4.875%!

Please contact us for a free, no obligation customized quote.

Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

USDA Loan Rates For 11/19/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.

USDA  30 year fixed

With 1.50 points – 4.50%!

With 1/2 (.05) points – 4.75%!

With 0 points – 4.875%!

Please contact us for a free, no obligation customized quote.

Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

So it’s not really funny but it is amazing!

Not something you want to happen as first time home buyer!

It’s ironic that the government and media claimed that the Home Value Code of Conduct (HVCC) was needed because mortgage brokers put pressure on appraisers to “hit” value.

In reality, lenders started requiring desk reviews and underwriters started pulling their own AVMs (Automated Valuation Model) from their desk at least 2 years prior to the HVCC going into effect. Here’s the ironic part, lenders started doing their job! The underwriter is supposed to determine the risk on every file and that includes the appraisal.

Now statistics show that since the implementation of the HVCC, appraisal fraud has increased by 46%!

USDA Loan Rates For 11/16/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.

USDA  30 year fixed

With 1.375 points – 4.625%

With 1.25 points – 4.75%

With 0 points – 4.875%

Please contact us for a free, no obligation customized quote.

Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

USDA Loan Rates For 11/9/2009

*Please note that USDA loan rates are subject to change daily.*

*All USDA loan rates assume a credit score of at least 620.*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

1) Loans under $50,000.00.

2) State specific adjustments.

USDA  30 year fixed

With 1 point – 4.75%

With 0 points – 5.0%

Please contact us for a free, no obligation customized quote.