Today’s USDA Home Loan Rates For October 19th, 2012
USDA Program Updated Rates
*Please note that USDA loan rates are subject to change daily.*
*We now have credit score tier specific USDA Mortgage Rates!*
*All USDA loan rates posted are based on 30 day locks. *
*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*
1) Loans under $100,000.00.
2) State specific adjustments.
| USDA 30 year fixed | Credit Score 620-639 | Rate | APR |
| No points | 3.250 % | 3.478% | |
| Credit of .646 points | 3.375% | 3.554% | |
| Credit of 1 points |
3.500% | 3.652% |
| USDA 30 year fixed | Credit Score 640-659 | Rate | APR |
| Cost of 1.436 points | 3.000% | 3.335% | |
| Cost of 1.2 points | 3.125% | 3.444% | |
| Cost of 1 points |
3.250% | 3.556% |
| USDA 30 year fixed | Credit Score 660-679 | Rate | APR |
| Cost of 1.436 points | 3.000% | 3.335% | |
| Cost of 1.2 points | 3.125% | 3.444% | |
| Credit of 1 points | 3.250% | 3.556% |
| USDA 30 year fixed | Credit Score 680-699 |
Rate | APR |
| Cost of 1.656 points | 2.875% | 3.225% | |
| Cost of 1 points | 3.000% | 3.302% | |
| Cost of .658 points | 3.125% | 3.403% |
| USDA 30 year fixed | Credit Score 700-740 |
Rate | APR |
| Cost of 1.933 points | 2.750% | 3.117% | |
| Cost of .50 points | 3.125% | 3.390% | |
| Credit of 2 points |
3.25% | 3.321% |
Please call for additional USDA Mortgage Rate options.
If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.
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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates
Today’s USDA Home Loan Rates are effective June 20th, 2012 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.
