USDA 30 Year Fixed Rates As Low As 3.25%!
Today’s USDA Home Loan Rates For February 1st, 2012
USDA Program Updated Rates
*Please note that USDA loan rates are subject to change daily.*
*We now have credit score tier specific USDA Mortgage Rates!*
*All USDA loan rates posted are based on 30 day locks. *
*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*
1) Loans under $100,000.00.
2) State specific adjustments.
| USDA 30 year fixed | Credit Score 620-639 | Rate | APR |
| Cost of 4.340 points | 3.25% | 3.987% | |
| Cost of 3.783 points | 3.375% | 4.070% | |
| Cost of 2.871 points | 3.500% | 4.113% |
| USDA 30 year fixed | Credit Score 620-639 | Rate | APR |
| Cost of 2.690 points | 3.625% | 4.25% | |
| Cost of .387 points | 3.750% | 4.152% | |
| Credit of .026 points | 3.875% | 4.244% |
| USDA 30 year fixed | Credit Score 640-659 | Rate | APR |
| Cost of 4.534 points | 3.250% | 4.091% | |
| Cost of 3.827 points | 3.375% | 4.070% | |
| Cost of .201 points |
3.750% | 4.136% |
| USDA 30 year fixed | Credit Score 660-679 | Rate | APR |
| Cost of 4.135 points | 3.250% | 3.969% | |
| Cost of 3.427 points | 3.375% | 4.035% | |
| Cost of 2.212 points | 3.500% | 4.056% |
| USDA 30 year fixed | Credit Score 680-699 |
Rate | APR |
| Cost of 3.885 points | 3.25% | 3.947% | |
| Cost of 3.177 points | 3.375% | 4.013% | |
| Cost of 1.962 points | 3.500% | 4.034% |
| USDA 30 year fixed | Credit Score 700-740 |
Rate | APR |
| Cost of 3.635 points | 3.250% | 3.925% | |
| Cost of 2.927 points | 3.375% | 3.991% | |
| Cost of 1.712 points | 3.500% | 4.013% |
| USDA 30 year fixed | Credit Score 640-659 | Rate | APR |
| Cost of 4.534 points | 3.250% | 4.091% | |
| Cost of 3.827 points | 3.375% | 4.070% | |
| Cost of .201 points |
3.750% | 4.136% |
Please call for additional USDA Mortgage Rate options.
If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.
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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates
Today’s USDA Home Loan Rates are effective February 1st, 2012 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.
