Please see our latest update on USDA Funding here: http://www.usdamortgageonline.com/usda-mortgage-funding-update-9262012/ USDA Refinance Funds Have Been Exhausted for Fiscal Year 2012! August 21, 2012 USDA Mortgage Purchase and Refinance Funding Update This announcement is to inform you of the current commitment authorities available for the Single Family Housing Guaranteed Loan Program […]
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USDA Mortgages and Student Loans, What You Need To Know STUDENT LOANS AND DEBT-TO-INCOME RATIOS: Income Based Repayments and Deferred loans Student loans are long term liabilities that must be included in the debt ratio calculation per USDA Mortgage Instruction 1980-D, section 1980.345(c). Because some student loans are not on fixed payment […]
August 1, 2012 Advance Notice: Changes to the USDA Mortgage Upfront Guarantee Fee and the monthly mortgage insurance Annual fee Effective on October 1, 2012, the start of Fiscal Year (FY) 2013, Rural Development will revise the Up-Front Guarantee Fee and the monthly mortgage insurance fee structure as follows: Up-Front Guarantee […]
