USDA Program Updated Rates
We are closing and funding new USDA Mortgages while everyone else waits for more money to be appropriated to the Rural Development program! If you thought you missed out on buying a home with a USDA Mortgage, think again!
Today’s USDA Home Loan Rates For May 4th, 2011
*Please note that USDA loan rates are subject to change daily.*
*We now have credit score tier specific USDA Mortgage Rates!*
*All USDA loan rates posted are based on 30 day locks. *
*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*
1) Loans under $100,000.00.
2) State specific adjustments.
| USDA 30 year fixed | Credit Score 620-639 | Rate | APR |
| with 2 points | 4.85% | 5.096% | |
| with 1 point | 5.00% | 5.160% | |
| with 0 points | 5.125% | 5.199% |
| USDA 30 year fixed | Credit Score 640-659 | Rate | APR |
| with 1.607 points | 4.50% | 4.709% | |
| with .935 point | 4.625% | 4.775% | |
| with 0 points | 4.75% | 4.819% |
| USDA 30 year fixed | Credit Score 660-679 | Rate | APR |
| with 2.047 points | 4.375% | 4.621% | |
| with 1.107 point | 4.5% | 4.665% | |
| Credit of $972.00 |
4.75% | 4.783% |
| USDA 30 year fixed | Credit Score 680-699 | Rate | APR |
| with 2.047 points | 4.375% | 4.621% | |
| with 1.107 point | 4.625% | 4.665% | |
| with .435 points | 4.625% | 4.731% |
| USDA 30 year fixed | Credit Score 700-740 |
Rate | APR |
| with 1.922 points | 4.375% | 4.610% | |
| with 1 point | 4.500% | 4.654% | |
| with .310 points | 4.625% | 4.720% |
If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.
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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates
Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.
