Today’s USDA Home Loan Rates For September 23, 2011

USDA Program Updated Rates

Today’s USDA Home Loan Rates For September 23, 2011

*Please note that USDA loan rates are subject to change daily.*

*We now have credit score tier specific USDA Mortgage Rates!*

*All USDA loan rates posted are based on 30 day locks. *

 *Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

 

1) Loans under $100,000.00.

2) State specific adjustments.


USDA 30 year fixed Credit Score 620-639 Rate APR
Cost of .54 points 3.75% 3.844%
Cost of .26 points 3.875% 3.970%
with 0 points 4.00% 4.096%
USDA 30 year fixed Credit Score 640-659 Rate APR
Cost of .055 points 3.750% 3.814%
Credit of .466 points 3.875% 3.945%
Credit of .970 points 4.00% 4.096%
USDA 30 year fixed Credit Score 660-679 Rate APR
Cost of .352points 3.75% 3.844%
Credit of .240 points 3.875% 3.970%
Credit of .871 points
4.00% 4.096%
USDA 30 year fixed Credit Score 680-699 Rate APR
Cost of .352 points 3.750% 3.844%
Credit of .240 points 3.875% 3.970%
Credit of 1.47 points 4.00% 4.096%
USDA 30 year fixed Credit Score 700-740
Rate APR
Credit of .695 points 3.75% 3.844%
Credit of 1.216 points 3.875% 4.654%
Credit of 1.50 points 4.00% 4.096%

If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.

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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.