Today’s USDA Home Loan Rates For March 29th, 2012

USDA Program Updated Rates

*Please note that USDA loan rates are subject to change daily.*

*We now have credit score tier specific USDA Mortgage Rates!*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

 

1) Loans under $100,000.00.

2) State specific adjustments.

 


USDA 30 year fixed Credit Score 620-639 Rate APR
Cost of 1.028 points 3.75 % 4.209%
Cost of 0.465 points 3.875% 4.286%
Credit of .079 points
4.000% 4.372%
USDA 30 year fixed Credit Score 640-659 Rate APR
Cost of 0.861 points 3.750% 4.194%
Cost of 0.170 points 3.875% 4.261%
Cost of .201 points
3.750% 4.136%
USDA 30 year fixed Credit Score 660-679 Rate APR
Cost of .461 points 3.750% 4.160%
Credit of .230 points 3.875% 4.246%
Credit of .621 points 4.000% 4.372%
USDA 30 year fixed Credit Score 680-699
Rate APR
Cost of .221 points 3.750% 4.140%
Credit of .480 points 3.875% 4.246%
Credit of .871 points 4.000% 4.372%
USDA 30 year fixed Credit Score 700-740
Rate APR
Credit of .039 points 3.750% 4.121%
Credit of .730 points 3.875% 4.246%
Credit of 1.121 points 4.000% 4.372%

 

Please call for additional USDA Mortgage Rate options.

If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.

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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

Today’s USDA Home Loan Rates are effective March 29th, 2012 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.