Today’s USDA Home Loan Rates For June 20th, 2012

USDA Program Updated Rates

*Please note that USDA loan rates are subject to change daily.*

*We now have credit score tier specific USDA Mortgage Rates!*

*All USDA loan rates posted are based on 30 day locks. *

*Please note that the USDA home loan rates posted are subject to adjustments for the following criteria*

 

1) Loans under $100,000.00.

2) State specific adjustments.

 


USDA 30 year fixed Credit Score 620-639 Rate APR
Cost of 1.977 points 3.250 % 3.832%
Cost of 1.45 points 3.375% 3.895%
Cost of .821 points
3.500% 3.999%
USDA 30 year fixed Credit Score 640-659 Rate APR
Cost of 1.477 points 3.250% 3.790%
Cost of .952 points 3.375% 3.864%
Cost of .321 points
3.50% 3.944%
USDA 30 year fixed Credit Score 660-679 Rate APR
Cost of 1.477 points 3.250% 3.790%
Cost of .952 points 3.375% 3.864%
Cost of .321 points 3.500% 3.944%
USDA 30 year fixed Credit Score 680-699
Rate APR
Cost of 1.227 points 3.250% 3.769%
Cost of .702 points 3.375% 3.851%
Cost of .071 points 3.500% 3.924%
USDA 30 year fixed Credit Score 700-740
Rate APR
Cost of .977 points 3.250% 3.749%
Cost of .452 points 3.375% 3.813%
ZERO  points 5.000% 3.918%

 

Please call for additional USDA Mortgage Rate options.

If you have any questions or you would like to get pre-approved for a USDA mortgage please feel free to fill out the form below or call us at (877)228-9069.

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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

Today’s USDA Home Loan Rates are effective June 20th, 2012 and are subject to change without notice. Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.