USDA Home Loan Rates For May 6, 2010

*Please note that USDA Home Loan Rates are subject to change daily.*

*We now have credit score tier specific USDA Mortgage Rates!*

*All USDA Mortgage Rates posted are based on 30 day locks. *

*Please note that the USDA Home Loan Rates posted are subject to adjustments for the following criteria*

1) Loans under $100,000.00.

2) State specific adjustments.


 

USDA 30 year fixed – Credit Scores – 580 to 599

With 1.0 points – 5.5%! – APR of 5.671%

With 2.0 points – 5.250%! – APR of 5.511%


 

USDA 30 year fixed – Credit Scores – 600 to 619

With 1.0 points – 5.25%! – APR of 5.418%

With 0 points – 5.5%! – APR of 5.578%


 

USDA 30 year fixed – Credit Scores – 620 to 639

With .50 points – 4.75%! – APR of 4.869%

With 0 points – 4.875%! – APR of 4.950%


 

USDA 30 year fixed – Credit Scores – 640 to 659

With 1.375 points – 4.625%! – APR of 4.820%

With 0 points – 4.875%! – APR of 4.950%


 

USDA 30 year fixed – Credit Scores – 660 to 699

With 1.125 points – 4.625%! – APR of 4.798%

With 0 points – 4.875%! – APR of 4.950%


 

USDA 30 year fixed – Credit Scores – 740+

With 1.0 points – 4.50%! – APR of 4.661%

With 0 points – 4.750%! – APR of 4.825%

Please contact us for a free, no obligation customized quote.

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Compare Today’s USDA Rates with Today’s FHA Rates and Today’s VA Rates

Information provided is solely for use by licensed real estate agents, builders and consumer use but not for distribution. Rates and APR are accurate as of date shown above and subject to change without notice. *APR and rates are based on $200,000 loan amount and 30 day rate locks.