USDA Mortgages and Student Loans, What You Need To Know STUDENT LOANS AND DEBT-TO-INCOME RATIOS: Income Based Repayments and Deferred loans Student loans are long term liabilities that must be included in the debt ratio calculation per USDA Mortgage Instruction 1980-D, section 1980.345(c). Because some student loans are not on fixed payment […]
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August 1, 2012 Advance Notice: Changes to the USDA Mortgage Upfront Guarantee Fee and the monthly mortgage insurance Annual fee Effective on October 1, 2012, the start of Fiscal Year (FY) 2013, Rural Development will revise the Up-Front Guarantee Fee and the monthly mortgage insurance fee structure as follows: Up-Front Guarantee […]
Today’s USDA Home Loan Rates For June 20th, 2012 USDA Program Updated Rates *Please note that USDA loan rates are subject to change daily.* *We now have credit score tier specific USDA Mortgage Rates!* *All USDA loan rates posted are based on 30 day locks. * *Please note that the USDA home loan rates posted […]
